You are currently browsing the daily archive for July 29th, 2008.
At the midsummer interval, I decided to take inventory on how I am doing with my 2008 goals. Trying despartely to search for that excel spreadsheet with itemized goal list, I realized that the first goal of 2008 was to archive my digital information.
Upon connecting to the storage device, I soon realized I had erased the contents of the file and left myself a note on Jan, 2, 2008. The spreadsheet stated, ‘Yo this is you, if you are reading this, you have totally forgot about your 2008 goals, fortuantely, you are me and I have written them down in a notebook by the bed, find that shit and keep score’ Rummaging through my shit, I located my 2008 goals list, and to my suprise and utter shock as I read through them, I not only discovered how I was feeling at the time but realized that I have achieved a greater portion of the list without even reading or thinking about them for the past 7 and half months.
The big goal of reducing my spending has been quite challenging but as I review all my acocunt balances, it safe say that my habits of overspending have been curbed a signicant amount. By reducing my spending, I am now able to store a lot more disposable cash in my savings account which in turn makes me sleep better at night.
Coupled with curbed spending, my second most important goal, reducing my debt, has gone exactly how I envisoned the BEST case scenario. In March, I was able to cut 3 grand from the totally and by turning in Dubya’s stimulus check I further made progress in debt reduction.
Upon further review, I realized that over 50% of my goals were of financial concern, which tells me at end year 2007, finances were eating a chunk of my mental space and probably why I decided to create a tracking list. Then knowing myself, I made the decision to predict my own behaviors and created a pen-to-paper honest to goodness goals list.
I have not written about my feelings on how i am tackling my debt. Let’s jsut say I am swimming in debt and have been making my way to the shallow end of the pool for the past 3 years.
At midsummer, my progress has exceeded my expectations, so going into the last half of the year I am confident I can reduce my debt total in half and when that happens, I will buy my parents dinner! Don’t know why but it is something that I have wanted to do since graduating from college.
it feels so good to know that personally I am finally turning a corner in coming to terms with my finances. the end goal is to reach maximum life agility.
Life agility, meaning I can quite my job at drop of a hat, take care of life emergencies without losing sleep and more importantly, taking the stress out of taking care of myself, and only then will I can feel free from the shackles of indendured servitude known as credit card debt. I have lots to say about this but it is beyond the scope of this post.
